Blog & Articles

Set Goals as you Save & Invest

Goals give you focus. To find and establish your investing and saving goals, first ask yourself what you want to accomplish. Do you want to build an emergency fund? Build college savings for your child? Have a large retirement fund by age 60? Once you…

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The Different Types of IRAs

What don’t you know? Many Americans know about Roth and traditional IRAs, but there are other types of Individual Retirement Arrangements. Here’s a quick look at all the different types of IRAs: Traditional IRAs (occasionally called deductible IRAs) are the “original” IRAs. In most cases,…

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Is It Time to Stop Procrastinating About Your Financial Plan?

First, look at your expenses and your debt. Review your core living expenses (such as a mortgage payment, car payment, etc.). Can any core expenses be reduced? Investing aside, you position yourself to gain ground financially when income rises, debt shrinks, and expenses decrease or…

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Retirement Communities: 3 Questions You Need to Ask

Thinking about joining a retirement community? That could be a wise decision. Many retirement communities offer activities, amenities and the chance to socialize with peers.…

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Retirement Planning Weak Spots

Many households think they are planning carefully for retirement. In many cases, they are not. Weak spots in their retirement planning and saving may go…

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Qualified Account Contributions: How Much Can You Save This Year

The year is halfway over. Have you met your savings goals so far this year? Are you behind on your savings for retirement? It’s easy to get behind on savings, especially when it comes to retirement, which may be years or decades in the future.…

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Adjusting Your Portfolio as You Age

If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think they can approach retirement…

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Do You Have a Plan to Pay for Long-Term Care?

What’s the most difficult challenge you’ll face in retirement? It could be long-term care. According to the U.S. Department of Health and Human Services, today’s 65-year-olds have a 70 percent chance of needing long-term care during retirement. The same study found that care is usually…

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