Meet the Advisors

John Dombroski, Jr.

President and Co-Founder


John Dombroski, Jr.is the president and Co-Founder of Grand Canyon Planning Associates, LLC and host of The Word on Wealth financial talk show. He has been helping Arizona residents with their retirement and estate planning needs since 1990. He offers Investment Advisory Services through Client One Securities, LLC.

John’s broad knowledge and financial expertise come from many years in the financial industry providing solutions to the financial challenges we all face when planning for retirement. John also works with CPAs by helping provide tax efficient retirement plans to clients and business owners. In many financial plans, real estate may be part of a portfolio. John has hands-on experience in this area from his lengthy tenure as an accomplished real estate broker in Arizona. This combined experience is the cornerstone of his successful and thriving financial and estate planning practice. Also, John continually has his finger on the pulse of all areas of finance keeping abreast of financial developments.

Sharing his expertise, John has been a keynote speaker at national financial industry conferences, offering his insight and perspective to hundreds of financial professionals. A speaker, lecturer, and author of financial articles, John is known to his peers as a consummate financial professional. He is dedicated to helping people grow, preserve, and retire with confidence. John integrates a financial plan and an estate plan which is critical for a successful outcome. John leads his team of professionals to assist clients create tax efficient plans culminating in sustainable income and the ultimate distribution of the client’s estate in a tax efficient manner.

You can learn more about The Word on Wealth here.

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Mark Emberton

Mark Emberton* is an insurance specialist with a license to conduct life insurance transactions in Arizona and California. He has Series 7 General Securities Representative and Series 63/65 Uniform Security Agent State Law registrations. Mark is also an Investment Advisor Representative. Mark primarily focuses on:

Mark has dedicated countless hours guiding veterans, spouses, and their families through the application process for the Aid & Attendance and Housebound pension. This tax free pension is available through The U.S. Department of Veterans Affairs and it helps pay for home health care, assistance living, or nursing home care.

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Christopher K. Lutzel

Christopher Lutzel* has worked in the financial industry for over 25 years starting as a life insurance agent in 1990 and holds his Arizona insurance license. Since 1994, Chris has been a Registered Representative and an Investment Advisor Representative with major wire houses, a regional brokerage firm, and currently as an independent. He is a Series 7 General Securities Representative and Series 63/65 Uniform Security Agent State Law registrations. The focus of his practice is on:

In addition to his practice, Chris is a local Volunteer Veterans Advocate with the American Academy of Benefit Planners, whose primary function is to educate Veterans and their families in obtaining the Aid & Attendance and Housebound pension benefits. Chris is also on the Board of Directors, and Treasurer for the Arizona Elk Society, a local 501(c)3 non-profit organization to improve Arizona’s wildlife and habitat.

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Diane Johnson

Diane has been working in the Financial Services industry since 2002. Her area of expertise is in estate planning including:

She is also an insurance agent. Diane often speaks at women’s seminars on financial management and volunteers at her local church.

Prior to working in Financial Services, she had her own business as a ballroom dance instructor for 29 years. She took second place in the U.S. for Latin American Dancing. Diane has lived in Tucson, Arizona since 1976. She is a mother of two and has 3 beautiful grandchildren.