legacy

Avoid These Long-Term Care Planning Mistakes

November 20, 2018

Think long-term care isn’t an important retirement risk to consider? You may want to think again. Research suggests that most retirees will eventually deal with long-term care. The U.S. Department of Health and Human Services estimates that 70 percent of today’s 65-year-olds will need long-term…

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Getting Your Personal Finances in Shape for 2019

November 14, 2018

You need not wait for 2019 to plan improvements to your finances. You can begin now. The last few months of 2018 give you a prime time to examine critical areas of your budget, your credit, and your investments. You could work on your emergency…

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Does Your Estate Plan Address End-of-Life Needs?

November 6, 2018

You probably know how important it is to have a written estate plan. Even at its simplest, an estate plan helps the courts and your loved ones determine how you want your legacy and assets distributed. Your estate plan could simply involve a will, or…

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Should You Purchase Term Insurance?

October 16, 2018

Risk is a natural part of life. Unexpected events that threaten your financial stability happen all the time. Some are small, like a car repair.…

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Retirement Communities: 3 Questions You Need to Ask

August 9, 2018

Thinking about joining a retirement community? That could be a wise decision. Many retirement communities offer activities, amenities and the chance to socialize with peers.…

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Adjusting Your Portfolio as You Age

July 18, 2018

If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think they can approach retirement…

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Why You Want a Retirement Plan in Writing

March 29, 2018

Many people save and invest vaguely for the future. They know they need to accumulate money for retirement, but when it comes to how much they will need or how they will do it, they are not quite sure. They will “wing it,” hope for…

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Ask Yourself These 3 Questions to Determine If a Trust Is Right for You

October 20, 2017

Do you have a will that provides instructions about how your assets should be distributed after your death? If so, you’re in the minority. According to a 2015 survey from Rocket Lawyer, 64 percent of Americans don’t have a will.1 While a will is an…

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