income

Investing Means Tolerating Some Risk

December 12, 2018

When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place. All true. If you want to accumulate significant…

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When You Retire Without Enough

December 5, 2018

How much have you saved for retirement? Are you on pace to amass a retirement fund of $1 million by age 65? More than a few retirement counselors urge pre-retirees to strive for that goal. If you have $1 million in invested assets when you…

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Early or Late: When Should You File for Social Security?

October 11, 2018

If you’re approaching retirement, it’s likely that you’ll have to make a decision about filing for Social Security at some point. Social Security provides income to more than 45 million retirees and their dependents. In fact, 90 percent of those age 65 and older rely…

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Managing Money Well as a Couple

September 18, 2018

When you marry or simply share a household with someone, your financial life changes – and your approach to managing your money may change as…

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Should Couples Combine Their Finances?

September 6, 2018

Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The first question…

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Set Goals as you Save & Invest

August 29, 2018

Goals give you focus. To find and establish your investing and saving goals, first ask yourself what you want to accomplish. Do you want to build an emergency fund? Build college savings for your child? Have a large retirement fund by age 60? Once you…

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Is It Time to Stop Procrastinating About Your Financial Plan?

August 14, 2018

First, look at your expenses and your debt. Review your core living expenses (such as a mortgage payment, car payment, etc.). Can any core expenses be reduced? Investing aside, you position yourself to gain ground financially when income rises, debt shrinks, and expenses decrease or…

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Adjusting Your Portfolio as You Age

July 18, 2018

If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think they can approach retirement…

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